{"id":86,"date":"2026-10-03T15:00:00","date_gmt":"2026-10-03T15:00:00","guid":{"rendered":"https:\/\/www.heitzteam.com\/blog\/?p=86"},"modified":"2026-10-03T15:00:00","modified_gmt":"2026-10-03T15:00:00","slug":"the-average-down-payment-on-a-house-explained","status":"publish","type":"post","link":"https:\/\/www.heitzteam.com\/blog\/2026\/10\/03\/the-average-down-payment-on-a-house-explained\/","title":{"rendered":"The Average Down Payment On A House, Explained"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Navigating the journey to homeownership often starts with understanding down payments. In 2025, the median down payment for U.S. homebuyers was 19%. First-time buyers typically put down 10%, while repeat buyers averaged 23%. The type of loan you choose can influence your required down payment, and reaching 20% allows you to avoid private mortgage insurance (PMI). There are also assistance programs and smart budgeting strategies available to help make your path to purchasing a home more accessible. Our team is here to offer personalized guidance and share our expertise, ensuring you feel confident and informed as you take each step toward your real estate goals.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.quickenloans.com\/learn\/average-down-payment-on-house\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Navigating the journey to homeownership often starts with understanding down payments. In 2025, the median down payment for U.S. homebuyers was 19%. First-time buyers typically put down 10%, while repeat buyers averaged 23%. The type of loan you choose can influence your required down payment, and reaching 20% allows you to avoid private mortgage insurance [&hellip;]<\/p>\n","protected":false},"author":158,"featured_media":87,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-86","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/posts\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/users\/158"}],"replies":[{"embeddable":true,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":1,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions"}],"predecessor-version":[{"id":88,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions\/88"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/media\/87"}],"wp:attachment":[{"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/media?parent=86"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/categories?post=86"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.heitzteam.com\/blog\/wp-json\/wp\/v2\/tags?post=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}